- October 2007: Center for Retirement Research at Boston College: Why Do Married Men Claim Social Security Benefits so Early? Ignorance, Caddishness, or Something Else?:By Steven A. Sass, Wei Sun, and Anthony Webb. For executive summary in PDF; For full paper in PDF
- WOMEN’S INSTITUTE FOR A SECURE RETIREMENT:MINORITY WOMEN: AND RETIREMENT INCOMEYour Future Paycheck® Pay, Social Security, Pensions, Savings and Investments: Excerpt: It is difficult to make predictions about what the future holds for minority women retiring in the 21st century. One of the biggest demographic changes will be the increase in the number of minority women and men who will live past age 65 and even 85. As a whole, the population age 65 and older is expected to double, and the population age 85 and older is expected to triple in the next 40 years. Minority populations are also living longer. By the year 2050, experts are projecting that there will be at least five times more minority women and men aged 65 and older, and about thirteen times more who are aged 85 and older. Minority women will comprise a larger percentage of the older population in the years ahead (Census, 2004).
- March 2008:The Center for Retirement Research at Boston College:“When Should Married Men Claim Social Security Benefits?” by Steven Sass, Wei Sun, and Anthony Webb .For full paper in PDF
- February 2008: EBRI: Retirement Plan Participation: Race/Ethnicity DifferencesFast Facts
- February 2008: The National Academy of Social Insurance Social Security: An Essential Asset and Insurance Protection for All ( Experts Assess the Value to Retirees, Working Families, and Communities of Color). [download PDF] —– Press Release
- December 2007: EBRI “Retirement Plan Participation: Gender Differences”
- November 2007: EBRI Employment-Based Retirement Plan Participation: Geographic Differences and Trends, 2006. By Craig Copeland
- November 2007: Women, Marriage, and Social Security Benefits Revisited (PDF): Introduced into the Social Security program in 1939, spouse and survivor benefits have important implications for the retirement experience of women. At the end of 2005, 12.9 million women Social Security beneficiaries aged 62 or older (59 percent) received at least part of their benefit as wives or widows of entitled workers.” (U.S. Social Security Administration)
- October 2007: The Center for Retirement Research at Boston College “Working Wives Reduce Social Security Replacement Rates”by Alicia H. Munnell, Geoffrey Sanzenbacher, and Mauricio Soto . For full paper in PDF
- October 2007: The Center for Retirement Research at Boston College “Working Wives Reduce Social Security Replacement Rates”by Alicia H. Munnell, Geoffrey Sanzenbacher, and Mauricio Soto . For full paper in PDF
- July 2007: The Center for Retirement Research at Boston College :“Why Are Widows So Poor” by Nadia Karamcheva and Alicia H. Munnell: For full paper in PDF format, click here