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March 1, 2009

Issues Related to Race and Gender

  • WOMEN’S INSTITUTE FOR A SECURE RETIREMENT:MINORITY WOMEN: AND RETIREMENT INCOMEYour Future Paycheck® Pay, Social Security, Pensions, Savings and Investments: Excerpt: It is difficult to make predictions about what the future holds for minority women retiring in the 21st century. One of the biggest demographic changes will be the increase in the number of minority women and men who will live past age 65 and even 85. As a whole, the population age 65 and older is expected to double, and the population age 85 and older is expected to triple in the next 40 years. Minority populations are also living longer. By the year 2050, experts are projecting that there will be at least five times more minority women and men aged 65 and older, and about thirteen times more who are aged 85 and older. Minority women will comprise a larger percentage of the older population in the years ahead (Census, 2004).



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Annual Benefit Limit

Definition The annual benefit limit for defined benefit plans is the lesser of: A) 100% of the participant’s average compensation for his or her highest

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