- June 2008:The Center for Retirement Research at Boston College :“How Can We Improve Long-Term Care Financing?” by Howard Gleckman. “ The system for financing and delivering long-term care in the United States is deeply flawed. While families and government spend more than $200 billion annually for such services, many frail elderly and disabled fail to receive the care they need. This problem is expected to become more severe as the Baby Boom generation ages. More here. Full paper in PDF here
- May 2008: Employee Benefit Research Institute – EBRI: Savings Needed to Fund Health Insurance and Health Care Expenses in Retirement: Findings from a Simulation Model : By Paul Fronstin and Dallas Salisbury, EBRI, and Jack VanDerhei, Temple University and EBRI Fellow. Excerpt: ” The research in this Issue Brief is reinforced by the fact that current workers are increasingly struggling to save for retirement because of rising health care costs today. EBRI’s research has found that 36 percent of individuals responding to a recent survey reported that they have decreased their contributions to a retirement plan as a result of the increased cost of health care in 2006, up from 25 percent in 2004 (Helman and Fronstin, 2007). The survey also found that 52 percent of respondents had decreased other savings in 2007, up from 45 percent in 2005.“
- April 2008: The Center for Retirement Research at Boston College : “Why Do More Older Men Work in Some States?” by Alicia H. Munnell, Mauricio Soto, and Natalia A. Zhivan. For full paper in PDF
- April 2008:The Center for Retirement Research at Boston College: “The Miracle of Funding by State and Local Pension Plans” by Alicia H. Munnell, Kelly Haverstick, Steven A. Sass, and Jean-Pierre Aubry . For full paper in PDF
- March 2008:The Center for Retirement Research at Boston College:“When Should Married Men Claim Social Security Benefits?”by Steven Sass, Wei Sun, and Anthony Webb . For full paper in PDF
- March 2008: The Center for Retirement Research at Boston College :What Do We Know About the Universe of State and Local Plans : by Alicia H. Munnell, Kelly Haverstick, Mauricio Soto, and Jean-Pierre Aubry. Full paper in PDF
- February 2008:The Center for Retirement Research at Boston College: Health Care Costs Drive Up the National Retirement Risk Index : Alicia H. Munnell, Mauricio Soto, Anthony Webb, Francesca Golub-Sass, and Dan Muldoon. Full paper in PDF
- February 2008: EBRI: Retirement Plan Participation: Race/Ethnicity DifferencesFast Facts
- February 2008:The Center for Retirement Research at Boston College: An ‘Elastic’ Earliest Eligibility Age for Social Security;by Natalia Zhivan, Steven Sass, Margarita Sapozhnikov, and Kelly Haverstick. For full paper in PDF
- Janaury 2008: EBRI: “Retirement Plan Participation: Age Differences”
- December 2007: EBRI “Retirement Plan Participation: Gender Differences”
- December 2007: The Center for Retirement Research at Boston College “Why Have Defined Benefit Plans Survived in the Public Sector?”by Alicia H. Munnell, Kelly Haverstick, and Mauricio Soto. For full paper in PDF
- November 2007: The Center for Retirement Research at Boston College : “Do Financial Literacy and Mistrust Affect 401(k) Participation?”by Julie R. Agnew, Lisa Szykman, Stephen P. Utkus, and Jean A. Young . For full paper in PDF
- November 2007: The Center for Retirement Research at Boston College: State and Local Pensions Are Different From Private Plans: by Alicia H. Munnell and Mauricio Soto. For full paper in PDF
- November 2007: EBRI Employment-Based Retirement Plan Participation: Geographic Differences and Trends, 2006. By Craig Copeland, EBRI
- October 2007: The Center for Retirement Research at Boston College : “A Gradual Exit May Not Make For a Happier Retirement”by Esteban Calvo, Kelly Haverstick, and Steven A. Sass. For full paper in PDF
- October 2007: The Center for Retirement Research at Boston College “Working Wives Reduce Social Security Replacement Rates”by Alicia H. Munnell, Geoffrey Sanzenbacher, and Mauricio Soto . For full paper in PDF
- October 2007: The Center for Retirement Research at Boston College :“Medicare Costs and Retirement Security”by Alicia H. Munnell. For full paper in PDF
- September 2007: The Center for Retirement Research at Boston College “The Role of Private Insurance in Financing Long-term Care” by Howard Gleckman. For the full paper in PDF
- August 2007: The Center for Retirement Research at Boston College : “Promoting Work: Implications of Raising Social Security’s Early Retirement Age” by John A. Turner . For full paper in PDF
- August 2007: The Center for Retirement Research at Boston College : “Should Public Plans Engage in Social Investing?”by Alicia H. Munnell . For full paper in PDF
- August 2007:The Center for Retirement Research at Boston College Is There Really a Retirement Savings Crisis? An NRRI Analysis:by Alicia H. Munnell, Anthony Webb, and Francesca Golub-Sass. For full paper in PDF
- July 2007: The Center for Retirement Research at Boston College : “An Annuity that People Might Actually Buy” : by Anthony Webb, Guan Gong, and Wei Sun : For full paper in PDF
- July 2007: The Center for Retirement Research at Boston College :“Why Are Widows So Poor” by Nadia Karamcheva and Alicia H. Munnell: For full paper in PDF format, click here
- May 2007: The Center for Retirement Research at Boston College : “Do People Plan to Tap Their Home Equity in Retirement?”by Alicia H. Munnell, Mauricio Soto, and Jean-Pierre Aubry . For full paper in PDF format, click here ; To access detailed survey data, click here
- May 2007: The Center for Retirement Research at Boston College :“Employers Lukewarm About Retaining Older Workers” by Andrew D. Eschtruth, Steven A. Sass, and Jean-Pierre Aubry . For full paper in PDF format, click here ; To access detailed survey data, click here
- December 2006: The Center for Retirement Research at Boston College :“”Employer Survey: 1 of 4 Boomers Won’t Retire Because They Can’t”- by Alicia H. Munnell, Steven A. Sass, and Jean-Pierre Aubry. For full paper in PDF format, click here ; To access detailed survey data, click here
- September 2006: Center for Retirement Research at Boston College’s Issue in Brief “Will Reverse Mortgages Rescue the Baby Boomers?”by Andrew D. Eschtruth, Wei Sun, and Anthony Webb* For full paper in PDF format, click here
Annual Benefit Limit
Definition The annual benefit limit for defined benefit plans is the lesser of: A) 100% of the participant’s average compensation for his or her highest
