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September 27, 2022

RMD Aggregation- Can I take my 401(k) RMD from my IRA?

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RMD Aggregation- Can I take my 401(k) RMD from my IRA?

I have a 401(k) and a traditional IRA, and need to take required minimum distributions (RMD) from both accounts. Can I take the total amount from my 401(k)?

Frequently Asked Questions IRAs
FAQ – Frequently Asked Questions-IRAs

No.  The aggregation of RMDs for a 401(k) and an IRA is not permitted. Therefore, each account must satisfy its RMD independently

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