Answer

Yes, providing the 403(b) plan permits such rollovers. Since you are still employed by the 403(b) sponsor, you need not take RMD amounts from the 403(b) account until you retire. If you rollover your traditional IRA to your 403(b) account, the IRA amount will be subject to the same provisions.

Caution:

• If you are https://iradictionary.com/definitions/70andhalfage 72 this year, then you must take your RMD for this year from the traditional IRA before completing the rollover.
• Only the pre-tax amounts held in the Traditional IRA can be rolled over. Any https://iradictionary.com/definitions/aftertaxcontributions after-tax amounts in the traditional IRA cannot be rolled over to your 403(b). The sources of after-tax amounts are https://iradictionary.com/definitions/nondeductiblecontribution nondeductible contributions to the https://iradictionary.com/definitions/ira IRA and rollover of after-tax amounts from https://iradictionary.com/definitions/qualifiedretirementplan qualified plans and 403(b) accounts
• Amounts that are not eligible to be credited to the IRA cannot be rolled over. For instance any https://iradictionary.com/definitions/excesscontribution excess contributions made to the IRA cannot be rolled over

Question answered by http://deniseappleby.com/ Denise Appleby