Save time with our cheat sheets, fact sheets, checklists & books!

February 16, 2009

Retirement Wealth Evaporation



The shrinking in value of retirement asset , resulting in the reduction of amount available for retirement wealth decumulation.

Wealth evaporation usually occurs as a result of stock market reduction and other market conditions that reduces the purchasing power of the dollar, as well as reduce the market value of property .

Individuals often experience an evaporation in retirement wealth during bear markets, as their retirement portfolios shrink in value. Once such example is the bear market of the later 1990’s to the early 2000’s, where the retirement account balance of many participants shrunk in value.


Referring Cite



Keep Learning

Qualified Charitable Distribution (QCD)

Definition A distribution that is excludable from the distributee’s income, as a result of meeting the following requirements: It is made after the distributee reaches

Saver’s Credit

Definition Also known as the Saver’s Tax Credit: Nonrefundable tax credit available to eligible individuals who make contributions to their retirement account. The saver’s credit

Catch-up Contribution

Definition An additional contribution that can be made to a retirement plan by a participant who is at least age-50 by the end of the

Be among the first to know when

IRA Rules