Beneficiary planning
Strategies for required minimum distributions, rollovers, and transfers for beneficiaries of IRAs and employer-sponsored retirement plans.
Explore
What is the 5-Year Rule for beneficiaries?
Definition For beneficiaries who inherit retirement accounts, a common question asked is “What is the 5-Year Rule for beneficiaries?” The beneficiary five-year rule is the
3 Essential 2020 Beneficiary Moves That Protect 2019 Beneficiaries from SECURE Act Limitations
By Denise Appleby, APA,QKA,CISP,CRC,CRPS,CRSP The SECURE Act changed the options that are available to designated beneficiaries. But, for those who inherited IRAs and other retirement
Eligible Designated Beneficiary
An eligible designated beneficiary is a designated beneficiary who, at the time of the IRA owner or plan participant’s death, is : A. the surviving
New IRS PLR Resolves Yet Another Failure to Designate a Beneficiary for a Retirement Account
Recently issued private letter ruling (PLR) 201821008 is yet another case of a failure to properly designate a beneficiary of a retirement account. Read about
New IRS PLR Resolves Yet Another Failure to Designate a Beneficiary for a Retirement Account
By Denise Appleby, JM, CISP, CRC, CRPS, CRSP, APA Beneficiaries could be saddled with the high cost of account owners’ failure to name beneficiaries for
Key Rules for Non-Spouse Beneficiaries
By: Denise Appleby,CISP, CRC, CRPS, CRSP, APA. Written for the financial professional Clients who inherit assets held in a tax deferred retirement account, such as
Spousal Protection for Retirement Assets
By Denise Appleby,CISP, CRC, CRPS, CRSP, APA. One of the ‘for better’ perks of the ‘til death do us part’ promise made by married couples
IRS PLR 201633025 – Trust is qualified beneficiary despite charity as a successor beneficiary
Charity is Exception to ‘Contingent Right’, making Trust a ‘Qualified Beneficiary’| PLR 201633025 (click above to read article)
